A meeting with laptops symbolising a financial advice meeting in Milton KeynesI thought I would take a moment to explain the typical scenarios where we provide financial advice in Milton Keynes and beyond.

I consider myself very fortunate as I love my job and love what I do. Helping people achieve the lifestyle they desire brings me great joy and I love meeting new people and making new friends along the way.

Whilst we are based in Milton Keynes and provide face to face financial advice in Milton Keynes, we are much more flexible than just that. We can actually provide financial advice all over the UK in a variety of ways. We use the latest technology to deliver a service that suits you best.

Some of the ways we provide financial advice in Milton Keynes and all over the UK

  • Face to face meetings can be at your home, workplace or your favourite coffee shop, the choice is yours.
  • As well as financial advice in Milton Keynes we travel to Hertfordshire, Bedfordshire and Buckinghamshire.
  • Online meetings work through our web video conferencing service so we can see each other through the computer screen and can also screen share. Great for people who live further away and want top quality financial advice on the move!
  • Our phone lines are open from 6am to 10pm Monday to Sunday. We can send you information via post or online and chat about it over the phone.
  • Meetings can be scheduled any time of the day or night, 24 hours a day, 7 days a week, whenever is convenient for you – now that’s service!
  • We can also communicate via text messaging, Whatsapp, Facebook, LinkedIn, Twitter or any other social media platform you prefer.
  • If your situation is very simple and you don’t need a one on one session then we can offer an automated online advice service when you can start to build your own investment portfolio through answering a few simple questions online.

Some of the typical scenarios where we provide financial advice in Milton Keynes and beyond

#1 Building your wealth

You’ve had fun and got through your twenties now you’re in your thirties, have a serious job and you’re getting serious about money. You want the bigger house, you want to send your children to university and you know at some point down the line you will retire so the earlier you start preparing the better.

#2 Protect your family

You insure your house, your car, even your pets! So why not insure the most valuable asset you will ever know, yourself!

There are 3 types of scenario where I think it’s absolutely crucial to insure yourself and should probably be mandatory. They are as follows:

  • Death.
  • Unable to work.
  • Serious ill health.

Think to yourself, what would happen to your partner and children if you died? Would they be able to afford the mortgage? Would they lose their home?

The same could be said if you were not able to work because you were injured in an accident or developed an illness that kept you off work. How would you continue to pay your bills if your job no longer pays you?

Finally what if it was unlikely you could ever work again or if you suffered a very serious illness that left you debilitated and you needed to make massive changes to your home to accommodate your lifestyle?

For a relatively low monthly sum all these concerns can be insured away and do you know what? You should be happy to spend money on insurance you don’t need each month as it means you are healthy and can enjoy life to the full!

#3 Prepare for retirement

As you get into your forties and fifties, retirement seems to be getting closer and closer. If you haven’t started getting your finances together now is the time to definitely start as time is running out.

The biggest thing to do at this stage is work out what sort of retirement you want, how much it is going to cost and then work out what you have now. It’s all about having clear goals so you can spend the next few years building up to retirement knowing exactly what you need to do.

#4 Retire

When it comes to the big ‘R’ word there are now more choices than ever before. Previously most people retired at 60/65, picked up their government pension and that was it. Now people are winding down slowly, perhaps taking on a part time job during the early years of retirement. There are so many choices for your pension and it’s vital that the wealth you have built up can sustain you through retirement without taking too much investment risk.

#5 Planning for the end

For those that are lucky enough to ‘have too much’ it may be time to consider spending more! Or if you are completely happy with your life, perhaps start gifting money now to family and friends. You don’t want to end up dying with lots of money which is then going to pay the tax man!

For those of you that don’t know there is a nasty tax called Inheritance Tax and this tax is incurred on death if you have too much wealth. It’s payable at 40% of your wealth after certain allowances so can be very damaging to your beneficiaries of your estate!

Finally, it’s important what you do leave behind goes to the right person. You don’t want your family arguing over your money after you have gone. You need to make clear instructions via a Will.

If you fit into any of these scenarios then we need to chat

If, after reading this, you think you need financial advice and live in Milton Keynes or the surrounding counties then give us a call and we can meet for a chat.

Alternatively, if you need financial advice and don’t live in Milton Keynes or the surrounding counties, no problem, we can still ‘meet’ via the web.

We work with people who:

  • Value professional advice.
  • Make decisions.
  • Want solid, proven investment strategies, not the next hot stock.
  • Realise you only have one life so you need to make the most of it.

We look forward to speaking to you. It could be a life changing conversation!


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