Jul 23, 2020 | Blog, Retirement Planning
Do you know what retirement income you will need? Or what your spending will look like in retirement? Do you know how much retirement income your current pension and investment portfolio will deliver? When I start working with clients, many struggle to comprehend...
Jun 18, 2020 | Blog, Retirement Planning, Video
Over many years it was considered appropriate to reduce your investment risk just before retirement. After all, if you are soon to be taking money out of your pension fund, it’s logical to want to protect its current value to maximise those withdrawals. But there...
Jun 12, 2020 | Blog, Retirement Planning, Video
Did you know that there can be circumstances when an insurance return, as in the lump sum payout from an insurance policy, can be better than the return you get from investing. For example, if you have a lump sum available to invest or excess cash that you want to...
May 14, 2020 | Blog, Retirement Planning
When you hit retirement you are going to need sustainable pension withdrawals. If your pension withdrawals are not sustainable it is going to mean a very difficult retirement. You may have to move home, go back to work or worst, not do the things you love and...
Apr 16, 2020 | Blog, Retirement Planning
Just how expensive is the government’s Coronavirus business support package likely to be and how will the national debt be repaid? After all the Chancellor has said we will need to repay the money spent supporting jobs and businesses. So does this mean higher...
Dec 19, 2019 | Blog, Retirement Planning
If you ever want to retire from work (and not everyone does) then you will need to do some budgeting for retirement. This will allow you to know how much your retirement will cost and therefore how much you need to have saved. But what do you include in this budget?...
