3 Phases of Retirement Spending

3 Phases of Retirement Spending

Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending.  No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Why You Should Consider A Phased Retirement

Why You Should Consider A Phased Retirement

Rather than completely giving up work at a set age why not consider a phased retirement?  It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire.   Thankfully, age...
Maximising Your Retirement Income

Maximising Your Retirement Income

The problem when you retire is that you lose the safety net of your salary and therefore it is vital that you are maximising your retirement income.    You are left with the savings you have built up through a lifetime of working and it’s unlikely those savings are...
Working And Receiving A Pension

Working And Receiving A Pension

Since April 2011 employees cannot be forced to retire from their job meaning you could still be working and receiving a pension.   Working and receiving a pension doesn’t reduce the amount of pension you are entitled to but it can require a bit more tax...
Keeping Fit In Retirement

Keeping Fit In Retirement

Keeping fit in retirement is likely to ensure you can enjoy your time as you move into the third stage of your life rather than being uncomfortable.   According to the Office For National Statistics, a male aged 60 has an average life expectancy of 87 years and a 25%...