When You Don’t Pay Tax In Retirement

When You Don’t Pay Tax In Retirement

Is it true that you don’t pay tax in retirement?   Well yes and no.   It all depends on where your money is coming from.   How much you can earn before you pay tax in retirement   When it comes to retirement you still have to follow the same tax rules as...
What Retirement Money Should You Spend First?

What Retirement Money Should You Spend First?

On the way up your wealth mountain it’s easier to know where to save your retirement money.   Most people will understand the basics of Pensions and ISAs and if you are able to make the most of these allowances every year and invest wisely, you should be in a good...
3 Phases of Retirement Spending

3 Phases of Retirement Spending

Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending.  No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Why You Should Consider A Phased Retirement

Why You Should Consider A Phased Retirement

Rather than completely giving up work at a set age why not consider a phased retirement?  It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire.   Thankfully, age...
Maximising Your Retirement Income

Maximising Your Retirement Income

The problem when you retire is that you lose the safety net of your salary and therefore it is vital that you are maximising your retirement income.    You are left with the savings you have built up through a lifetime of working and it’s unlikely those savings are...