When it comes to retirement there are two ways it could go for you. There’s the dream scenario we all hope for where our money outlives us or the disaster scenario where we outlive our money. This is why retirement, the point in life where you stop working and start...
Since April 2011 there has been no such thing as a legal retirement age. You can basically retire as young or as old as you like. Fantastic if you are someone that values freedom of choice. Scary if you have no idea how to plan for retirement. So, is there such...
Nowadays, unless you feel skilled and confident picking different companies to invest in, it is highly likely you will pick a pre-built portfolio using an investment risk scale. This way all the investment management is done for you. When choosing your investment...
Is it true that you don’t pay tax in retirement? Well yes and no. It all depends on where your money is coming from. How much you can earn before you pay tax in retirement When it comes to retirement you still have to follow the same tax rules as...
On the way up your wealth mountain it’s easier to know where to save your retirement money. Most people will understand the basics of Pensions and ISAs and if you are able to make the most of these allowances every year and invest wisely, you should be in a good...
Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending. No longer is it a case of retiring and receiving the same amount of income every month for the rest...
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