Blog

Pension Contributions And The 50% Return

If you’re a higher rate tax payer then making pension contributions can give you an instant 50% return on your investment. What other investment does that?!   Do you know if you qualify?    Find out how the 50% return works and what you need to do to ensure you get...

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Best ISA Option For You

When it comes to ISAs (Individual Savings Accounts) there are now 5 different types, but which is the best ISA for you?   Did you know that in some circumstances you can actually save and invest more than the current £20,000 annual ISA limit?   There are some key...

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Investment Risk Just Before Retirement

Over many years it was considered appropriate to reduce your investment risk just before retirement.    After all, if you are soon to be taking money out of your pension fund, it’s logical to want to protect its current value to maximise those withdrawals.   But there...

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Leaving Everything In Order

Investing is never 100% certain but when it comes to death, it’s 100% certain you are going to die at some point, and you can only be 100% certain now to get everything in order. Tomorrow may never come.  Without sounding too depressing we don’t know what’s around the...

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Sustainable Pension Withdrawals

When you hit retirement you are going to need sustainable pension withdrawals.   If your pension withdrawals are not sustainable it is going to mean a very difficult retirement. You may have to move home, go back to work or worst, not do the things you love and...

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Introducing The RTS Investment Strategy

Two years in the making and it’s finally here, the RTS Investment Strategy.    When I started RTS Financial Planning I had two major goals in mind for clients:   Lower costs.  Better performance.   Since the start we have offered lower charges and remain in the...

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Market Commentary – April 2020

Are we now well into the stock market recovery?   What’s been surprising about the impact of Coronavirus on stock markets is the speed of the fall and now also the speed of the rise.   Most stock markets around the world have had a good month but there could be one...

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Investment Risk Profiles Do Work

If you are worried about your investments right now have you stopped to consider whether you are using the right risk profiles?   When we talk about investment risk we are not talking about the risk of losing money. That will never happen unless you are invested in...

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Awards

It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award

Memberships

We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society

Supporting

We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity