When You Don’t Pay Tax In Retirement

When You Don’t Pay Tax In Retirement

Is it true that you don’t pay tax in retirement?   Well yes and no.   It all depends on where your money is coming from.   How much you can earn before you pay tax in retirement   When it comes to retirement you still have to follow the same tax rules as...
What Retirement Money Should You Spend First?

What Retirement Money Should You Spend First?

On the way up your wealth mountain it’s easier to know where to save your retirement money.   Most people will understand the basics of Pensions and ISAs and if you are able to make the most of these allowances every year and invest wisely, you should be in a good...
3 Phases of Retirement Spending

3 Phases of Retirement Spending

Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending.  No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Retirement Spending And Long Term Care

Retirement Spending And Long Term Care

When planning for retirement and calculating your sustainable income in retirement, the future implications of long term care can be a worry.   Do you save some of your capital to cover long term care costs in the future at the expense of a reduced income in...