Our Leadership Team
Specialist expertise and professional excellence, with a genuinely personal touch
We are…
Carl Roberts
Karen Roberts
About Carl…
I’m Carl, Chartered Financial Planner and founder of RTS Financial Planning.
I started working in Financial Services back in 2006, but over the years I became increasingly disillusioned with the way Financial Planning clients were being served.
Some clients are recommended an investment product without any thought of the overall financial plan or what aftercare is required. And whilst the majority of Financial Planners do a great job and have high ethical standards, I still feel clients are being ripped off.
So, in 2017, I created RTS Financial Planning, to do things ‘differently’.
I want to change the way you experience Financial Planning. I want to help you understand the power of proper financial planning to change your life; to help you live without money worries, knowing you will always have enough.
I worked during the financial crisis of 2007-2008, which saw stock markets crash, banks go bust and companies lay-off staff. The worst thing was seeing people (some of whom were already retired) having their homes repossessed because they could no longer afford their mortgage payments.
I’ll never forget that. It’s one of the reasons I became a Financial Planner. I want to make sure my clients never lose their homes, and that they have the financial freedom to ensure they will be fine, even if they are unlucky enough to lose their job.
So… where are you on your financial journey, and can I help you find a better route?
About Karen…
Karen is our Operations Director, and has been instrumental in supporting Carl to create and establish RTS Financial Planning.
With a background working for one of the country’s largest accounting firms, Karen has a Diploma in Management Services and is our ‘behind the scenes’ person who makes sure the operational side of RTS Financial Planning runs smoothly.
When she’s not keeping investment providers ‘on their toes’, maintaining the accounts, providing fantastic client service and beating Carl at marathons, you’ll find Karen chasing after their two young children!
Our Team Of Specialists
We work with some of the best people in business who are all specialists in their field.
- Working within our Investment Committee and supplying us with the evidence and the data when it comes to our investment strategies is Betafolio.
- Providing the functionality, security and low cost online investment platforms are Transact and Parmenion.
- Helping us to draft legal documents such as your Wills, Lasting Powers of Attorney and Trusts is The Will Company.
- Ensuring our clients get the right accounting and tax advice is Chilli Accounting.
- Making sure we are fully compliant with the latest rules and regulations as well as best practice is Apricity.
Services Overview
We specialise in helping people who are retired or thinking about retiring in the next few years. This allows us to tailor our service and expertise to the unique needs of retirees.
Financial Planning
Pension Planning
Retirement Planning
Protection Planning
Client Reviews
Find Your Financial Freedom
Schedule a callNews & Views
3 Phases of Retirement Spending
Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending. No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Topping Up Your State Pension
Topping up your State Pension before you get to your State Pension Age could give a significant boost to your retirement income for the amount it costs. For a relatively small one-off payment, you could increase your State Pension for the rest of your life. In...
Why You Should Consider A Phased Retirement
Rather than completely giving up work at a set age why not consider a phased retirement? It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire. Thankfully, age...
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