What Money Really Is

What Money Really Is

Money is not the units of currency that you own.   Money is purchasing power. It is the tool you use to experience the products and services you buy.   Money cannot be kept safe in a bank account or under the mattress.   Someone who tells you they had £1million 20...
Going Going Gone – Budget 2023

Going Going Gone – Budget 2023

The Budget 2023 was all about pensions.   Whether you are contributing, withdrawing, have a defined benefit pension or a defined contribution pension there was something for everyone.    What was said in the Budget 2023   After rumours the pension Lifetime Allowance...
Should We Downsize In Retirement?

Should We Downsize In Retirement?

They say your home is your castle and the thought of selling and downsizing in retirement doesn’t appeal to some.   Your forever home can be very hard to part with, especially if there are lots of memories and wealth built up in the house.  However, the wealth tied up...
Last Minute State Pension Boost

Last Minute State Pension Boost

At the time of writing there are just a few weeks left to secure yourself a State Pension boost.   When the new State Pension system was launched in 2016 transitional rules were put in place. This allows people to sort out gaps in their National Insurance record going...