Pension Increase Exchange (PIE)

Pension Increase Exchange (PIE)

A Pension Increase Exchange, also known as a PIE, maybe offered to you if you are part of a private sector defined benefit pension scheme and are approaching the scheme retirement age.   The list of options when it comes to taking your defined benefit pension can be...
How To Sort Out Your Old Pensions

How To Sort Out Your Old Pensions

If you believe you have old pensions but don’t know where they are or what they are worth then it could be difficult for you to retire.   If you don’t know what you have, how will you know if you could retire or not?  Don’t bury your head in the sand.  Dealing with...
Investment Risk In Retirement

Investment Risk In Retirement

Choosing the right investment risk in retirement is absolutely crucial. It will impact:  How much money you can spend in retirement.  Whether your retirement savings pot will run out.   What you can leave behind for your loved ones.  How much stress you have to deal...
Tax On Pension Drawdown – Messy Tax Codes

Tax On Pension Drawdown – Messy Tax Codes

Using pension drawdown in retirement offers so much flexibility and the chance to keep growing your pension, however, the tax on pension drawdown can get very messy.   It’s highly likely the first pension drawdown payment you receive will be taxed incorrectly and this...