Mar 19, 2020 | Blog, Financial Planning, Pension Planning
On Wednesday 11th March 2020 we saw the first budget for some time. You will note from the title of this article I have included the month. March 2020. This is because the government have announced a further Budget in the autumn. With the Coronavirus having a...
Jan 16, 2020 | Blog, Financial Planning, Pension Planning
Have you been working for different employers over the last few years and as a result ended up with some small pension pots? Are the amounts in these small pension pots unlikely to make any difference to your retirement in the future? Would it be better to get the...
Jan 9, 2020 | Blog, Pension Planning
Have you ever considered using your pension to buy a house for your child? Did you know that you could not only access your pension from 55, you could access it even if you are still working? According to Legal and General, the average amount given by parents to their...
Dec 12, 2019 | Blog, Pension Planning
The tax planning you can do with pensions is great and they are still the cornerstone of most people’s retirement strategies. However, a pension is a product that comes with some of the most complex rules in finance. Get it wrong and you could be in line for some...
Nov 7, 2019 | Blog, Pension Planning
If you are considering transferring a defined benefit pension then you need to be aware of the likely defined benefit pension transfer fees involved. Last week I wrote about why it’s nearly impossible to transfer a defined benefit pension. The reasons covered in that...
Oct 31, 2019 | Blog, Pension Planning
Up until ‘pension freedoms’ it was pretty much unheard of to transfer a defined benefit pension (otherwise known as a final salary pension). They were considered gold plated pensions. A guaranteed income for life at a level that could never be matched by modern day...
