I’m often asked, “where is the best place to save my money?” As you can probably imagine there is no one-size-fits-all and it will very much depend on your circumstances and what you are trying to achieve. However, for people yet to retire one product that can’t be...
Putting things off is a well established human tendency and never more so when it comes to dealing with your finances. Some of the key reasons why people put off making financial decisions are as follows: It’s complicated. It’s time consuming. People don’t think it’s...
Back at the end of 2012 newspaper The Observer set up a challenge. It pitted some of the biggest professional investment managers in the country against some students from a Hertfordshire school and Orlando the cat! You can read the original article here. The...
There is a commonly held belief that if you are a couple with children, not married but live together and one of you dies, everything you own will pass to the survivor. If you don’t have a valid Will in place then this is incorrect. If you have not made a Will or your...
Back in 2012 the financial planning profession went through a massive shake up. It was one of the biggest overhauls of financial regulation since the Financial Services Act was introduced in 1986. Commission was effectively banned on the sale of investment products....
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