Find Your Financial Freedom

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Helping you ‘sort’ your finances

Do you wonder just how to manage your finances for the best?

Are you sure about when you can afford to retire?

Or are you already retired and worried your money may run out if not managed properly?

Find Your Financial Freedom

Don’t worry, you’re not alone. In fact, the majority of our clients were in exactly the same boat when they first came to us.

Life is busy, and it’s always good to spend your time on something you’re far more passionate about, rather than worrying about your finances.

So… do any of these issues sound familiar to you? Because if they do, then we can help.

  • You’ve built up multiple pensions from multiple jobs and want to know if it’s best to consolidate?

  • You’re aware you have a significant private sector defined benefit pension. You would like to consider the option of transferring it for a lump sum so you can take your income in retirement on a more flexible basis?
  • You’re worried what would happen to your loved ones if you died suddenly, developed a serious illness or was unable to work?
  • You want to help out your children. You’d like to give them money and see them enjoy it whilst you’re alive?


  • You know you need to invest for a good return but are not sure how much risk you should be taking or where you should be investing?
  • You feel you pay too much in taxes and realise if you invest the right way you can reclaim significant amounts of tax to put towards your future portfolio?
  • You’re recently divorced and are now managing a large amount of money for the first time?


We typically work with retirees or those thinking of retiring in the next few years.

We cover Milton Keynes, Buckinghamshire, Bedfordshire and Hertfordshire in person; plus the rest of the UK via our face-to-face online screen sharing software.

And we guarantee that after working with us, you will know exactly where you stand and exactly what you need to do to achieve the lifestyle you desire.

Services Overview

We specialise in helping people who are retired or thinking about retiring in the next few years. This allows us to tailor our service and expertise to the unique needs of retirees.

Financial Planning

Achieving your goals with a practical, workable plan

Pension Planning

Consolidating, lowering charges and improving performance

Retirement Planning

Identifying your route to a financially secure retirement

Protection Planning

Protecting you, your family, your wealth and your legacy

Client Reviews

Reviews and Ratings for Financial adviser Carl Roberts, Milton-Keynes

News & Views

Latest investment market commentary, financial planning tips and insights. We publish a new article every week.
Autumn Statement 2023

Autumn Statement 2023

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7 Steps To Get Retirement Ready

7 Steps To Get Retirement Ready

When it comes to retirement there are two ways it could go for you. There’s the dream scenario we all hope for where our money outlives us or the disaster scenario where we outlive our money.   This is why retirement, the point in life where you stop working and start...

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It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award


We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society


We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity


We are proud to feature in…