Your Default Pension Fund Is Probably Rubbish

Your Default Pension Fund Is Probably Rubbish

If you are not interested or comfortable in choosing where your retirement savings are invested then it is likely you have chosen a default pension fund.   It’s great that pension providers have made investing your retirement savings easier by allowing you to choose a...
3 Phases of Retirement Spending

3 Phases of Retirement Spending

Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending.  No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Topping Up Your State Pension

Topping Up Your State Pension

Topping up your State Pension before you get to your State Pension Age could give a significant boost to your retirement income for the amount it costs.   For a relatively small one-off payment, you could increase your State Pension for the rest of your life.   In...
Why You Should Consider A Phased Retirement

Why You Should Consider A Phased Retirement

Rather than completely giving up work at a set age why not consider a phased retirement?  It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire.   Thankfully, age...