You start with questions; we make sure you end up with the right solutions.

  • Totally independent
  • Transparent fair pricing
  • One of the most qualified Financial Advisers in the country
  • Simple financial plan
  • Sustainable retirement income
  • Evidence based investing
Our Process
Initial phone call

STAGE 1

INITIAL PHONE CALL

Before committing your time or ours we want to make sure that your situation matches our expertise.

We do this via a 15-minute phone call where we find out a bit more about you and you can ask questions of us.

If we are not able to help then we will gladly point you in the right direction for the service you need.

STAGE 2

FIRST MEETING

The first meeting is at our expense and is all about you.

In advance of the meeting we will email you a link to our secure data capture form that will allow you to provide a summary of your financial position and attitude to investment risk.

This means we can prepare fully for our meeting and we don’t need to spend time in the meeting filling in bits of paper with numbers. We can get straight down to discussing your unique situation and objectives.

At the end of this first meeting we can, of course, deal with any urgent financial matters as appropriate. We will tell you if we can help you; give you examples of what our help looks like and you can then decide whether you would like to proceed or not.

DISCOVERY MEETING
REVIEW AND PRESENTATION

STAGE 3

REVIEW AND PRESENTATION

We will analyse the information you provide to us and write to the providers of any pensions or investments you have, so we can review these properly too.

We collate all of our work into a Financial Review, design your Financial Plan and arrange a meeting to share this with you.

At the end of the review we will outline the costs of carrying out any recommendations. You are under no obligation to proceed.

STAGE 4

IMPLEMENTATION

If you decide to proceed with our recommendations and become an RTS Financial Planning client we will recommend and implement all of the solutions necessary to create the lifestyle you desire.

We may need an implementation meeting, if there is documentation for the agreed products and solutions which requires your signature. It may be that no new products are needed and that small adjustments to your current products will suffice; these may not require a signature.

By the end of this stage, your plan will be in place and you can start enjoying your enhanced financial security.

IMPLEMENTATION
ONGOING REVIEWS

STAGE 5 

ONGOING REVIEWS

We will meet on a regular basis to ensure your plan remains on track.

We will always update your plan during our meetings, making any adjustments needed and implementing any new products and solutions required.

If your life changes, or you have urgent financial matters which need attention in-between our review meetings, you can contact us anytime and we’ll be there to help.

Services Overview

We specialise in helping people who are retired or thinking about retiring in the next few years. This allows us to tailor our service and expertise to the unique needs of retirees.

Financial Planning

Achieving your goals with a practical, workable plan

Pension Planning

Consolidating, lowering charges and improving performance

Retirement Planning

Identifying your route to a financially secure retirement

Protection Planning

Protecting you, your family, your wealth and your legacy

Client Reviews

Reviews and Ratings for Financial adviser Carl Roberts, Milton-Keynes

Find Your Financial Freedom

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News & Views

Latest investment market commentary, financial planning tips and insights. We publish a new article every week.
A £4,000 Per Month Retirement

A £4,000 Per Month Retirement

How do you achieve a £4,000 per month retirement? As in, how can you stop working and spend £4,000 per month in real terms by withdrawing from your savings for the rest of your life?  There are usually two ways this might want to be achieved.  The first way is you...

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The Great British Budget 2024

The Great British Budget 2024

The latest Budget was the last chance for the current government to make meaningful changes to the tax system before the next election.   Surprisingly, there was nothing that radical announced. It was a Budget that benefited basic rate taxpaying workers more than...

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Awards

It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award

Memberships

We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society

Supporting

We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity

Media

We are proud to feature in…