Not a month goes by when we are not commenting on US tensions with some other region of the world. For some time it’s been the trade war with China but now a new threat has emerged and possibly a more serious one in terms of actual war. Iran has now become the...
I was sitting with a client the other day who is about to retire aged 55. For the next 17 years he is planning to use his personal pension as a source of income until his State Pension starts. We were going through the different ways he can make withdrawals from his...
Although not enough for an extravagant retirement, the State Pension is still a useful addition to your retirement income, and something you earn the right to after years of work. When I come to build a retirement plan for a client I find that the State Pension income...
Retail group John Lewis has recently announced that it will end all links to final salary when it comes to its pension scheme. This has come as a bit of a surprise to some as John Lewis has a reputation for being one of the best employers in the UK. However, is it...
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