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Why RTS Financial Planning?
We really do financial planning differently! It’s our mission to help you understand the power of proper financial planning to change your life, so you can know you will always have enough.
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One of the most qualified Financial Advisers in the country
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Something for every stage in your life… because financial planning is for life, not just for retirement!
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Working And Receiving A Pension
Since April 2011 employees cannot be forced to retire from their job meaning you could still be working and receiving a pension. Working and receiving a pension doesn’t reduce the amount of pension you are entitled to but it can require a bit more tax...
Defined Benefit Pensions and the Lifetime Allowance
The pension Lifetime Allowance was introduced in 2006 and is the total amount you can build up in pensions savings before incurring a tax charge. For defined contribution pensions e.g. personal pensions and auto-enrolment company pensions it is easy to work out the...
The Best Way To Avoid Any Rises In National Insurance Payments
In recent days it has been reported that the government are going to raise National Insurance payments in order to fund social care reform and help clear the NHS backlog. At the time of writing no official announcement has been made and we are not certain on...
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