Would you like to build wealth for you and your family to enjoy?

Let us help you live life without money worries.

Why RTS Financial Planning?

We really do financial planning differently!  It’s our mission to help you understand the power of proper financial planning to change your life, so you can know you will always have enough.


Totally independent


Transparent fair pricing


One of the most qualified Financial Advisers in the country


Appointments 24/7


Meetings where it’s convenient for you


Smartphone app for 24/7 access to your finances


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Services Overview

Something for every stage in your life… because financial planning is for life, not just for retirement!

Financial Planning

Achieving your goals with a practical, workable plan

Retirement Planning

Identifying your route to a financially secure retirement

Business Planning

Helping you to start and exit your business successfully

Pension Planning

Consolidating, lowering charges and improving performance

Protection Planning

Protecting you, your family, your wealth and your legacy

NHS Pensions

Expert understanding and analysis of your position

Client Reviews

Reviews and Ratings for Financial adviser Carl Roberts, Milton-Keynes

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News & Views

Latest investment market commentary, financial planning tips and insights. We publish a new article every week.
When Inheritance Tax Is Due

When Inheritance Tax Is Due

Inheritance Tax can be confusing. That’s why many put off having a discussion about it.   But Inheritance Tax doesn’t have to be complicated.   In this article we’ll go through the basics which will hopefully help you understand your own position in a bit...

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Converting Your Pension To An ISA

Converting Your Pension To An ISA

When it comes to pensions and ISAs, most people in my experience find ISAs much easier to understand and so would like to convert their pension to an ISA.   After all ISAs are free of Income and Capital Gains Tax. For most types of ISAs what you put in grows tax free...

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It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award


We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society


We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity