Protection Planning

When you’ve worked so hard to build your wealth, surely the last thing you want is to lose it all?

If you suffer from a serious illness in the future, it could mean you can’t work and therefore have to use your savings.
Protection Planning

Or – in a worse-case scenario – if you die prematurely, the loss of your income could mean your loved ones really struggle financially.

Even if you have a will in place, is it really up to standard? When was the last time you reviewed it? Are you leaving everything to your children? What if they divorce in future? Their inheritance could disappear with the your ex son- or daughter-in-law!

We can help sort all your affairs, so you can rest assured that should the worst happen, then your family will be taken care of and your money will go to the people you want it to.

Our protection planning services include:

  • Insurance– we can set you up with a range of insurances including life assurance, critical illness cover and income protection.
  • Estate planning review– we can review your current arrangements – including your will and powers of attorney – to see if they are up to ‘standard’ and meeting your wishes.
  • Inheritance Tax review– if you add-up everything you own, you may find your estate will be subject to Inheritance Tax on death, meaning your loved ones could lose 40% to the taxman! We can help you plan against this.
  • Long term care– we are all living longer, so you may well ‘go into care’ at some point in your life. It’s unlikely you’ll get much help from the government, so planning is essential to avoid losing all your wealth, including your home!

These are all uncomfortable issues to address, but they’re also very important, and having them ‘sorted’ gives you – and your family – financial security and peace of mind.

Services Overview

Something for every stage in your life… because financial planning is for life, not just for retirement!

Financial Planning

Achieving your goals with a practical, workable plan

Retirement Planning

Identifying your route to a financially secure retirement

Business Planning

Helping you to start and exit your business successfully

Pension Planning

Consolidating, lowering charges and improving performance

Protection Planning

Protecting you, your family, your wealth and your legacy

NHS Pensions

Expert understanding and analysis of your position

Client Reviews

Reviews and Ratings for Financial adviser Carl Roberts, Milton-Keynes

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Cash ISAs Are Still Worth It

Cash ISAs Are Still Worth It

Rock bottom interest rates have led to the returns from cash ISAs being pretty useless. Especially when compared to the returns from stocks and shares ISAs that are invested in global equities.   So should you be ignoring cash ISAs?  Well, there is a handy little...

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It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award


We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society


We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity


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