You may not have heard of a death box before and no I’m not talking about a coffin! Picture the rather morbid scene. You’ve died suddenly in an accident and the police are at your door informing your loved ones that you have gone. What happens next? Whilst your loved...
According to the pet charity PDSA 52% of UK adults own a pet and 27% of UK adults own a dog. There are an estimated 10.2 million pet dogs in the UK. I know from experience that a pet dog really does become part of the family. So what happens to your dog if you...
A gifting strategy can be a relatively straightforward way of avoiding Inheritance Tax providing you survive seven years from the date you make the gift. Inheritance Tax is definitely something you need to be aware of and have a plan for as 40% of your wealth above...
It’s common to think that you don’t need life insurance in retirement. It’s likely that your mortgage will be paid off and you will be receiving your pensions. Even if you did want life insurance in retirement you may think it’s going to be expensive the older you...
There are a number of events which may make a will invalid. It is, therefore, important that your will is kept under review to ensure that it can be used correctly when the time comes and your wishes are carried out as you intended them. 6 events that may make...
In September last year the government announced new long term care funding proposals. At the time, the headlines were mainly focussed on the upper threshold (the point at which you need to pay your care costs in full) moving to £100,000 and the overall cap on care...
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