Leaving Everything In Order

Leaving Everything In Order

Investing is never 100% certain but when it comes to death, it’s 100% certain you are going to die at some point, and you can only be 100% certain now to get everything in order. Tomorrow may never come.  Without sounding too depressing we don’t know what’s around the...
How To Stop Being Declined Insurance

How To Stop Being Declined Insurance

​Have you recently been declined insurance or decided against applying for fear of rejection? Specifically, I am referring to personal insurance like life cover, critical illness or income protection. I was told recently by one of the country’s biggest insurance...
Do You Have A Death Box?

Do You Have A Death Box?

You may not have heard of a death box before and no I’m not talking about a coffin! Picture the rather morbid scene. You’ve died suddenly in an accident and the police are at your door informing your loved ones that you have gone. What happens next? Whilst your loved...
It’s The Time Of Gifting (To Avoid IHT)

It’s The Time Of Gifting (To Avoid IHT)

Passing on wealth to your children may have been on your mind for some time. Well at this time of year when you may be feeling particularly festive, not only can you become more impressive than Santa (in your children’s eyes), you can also avoid that nasty Grinch (the...
Have you got a bank Will?

Have you got a bank Will?

I was alarmed when I read a recent article in the Daily Mail newspaper about the number of people who have done a bank Will. As in let their bank draft their Will on their behalf. Apparently in the 90s and early 2000s, high street banks made a big push for sales of...