Retirement Planning

Are you approaching retirement, about to retire or already retired and want more income to spend?

We can help you find your way through the pension ‘maze’, making it so much easier to understand
We can even tell you what the government is likely to pay you when you reach state pension age – but don’t get too excited!

Our retirement planning services include:

  • Pension review – We can review your current pensions and let you know whether they are expensive, invested according to the level of risk you are comfortable with, and whether it’s worth putting them altogether in one, new, simple, pot.
  • Retirement options – When it comes to taking an income from your pensions, there are so many options… please don’t take the first one offered by your pension provider! Let us explain all the options and help you make sure you use your pensions in a way that suits you best.
  • Tax management – You don’t want to get caught out!  We can assess your position against the annual allowance and lifetime allowance, to make sure your pension arrangements are tax efficient.

Services Overview

We specialise in helping people who are retired or thinking about retiring in the next few years. This allows us to tailor our service and expertise to the unique needs of retirees.

Financial Planning

Achieving your goals with a practical, workable plan

Pension Planning

Consolidating, lowering charges and improving performance

Retirement Planning

Identifying your route to a financially secure retirement

Protection Planning

Protecting you, your family, your wealth and your legacy

Client Reviews

Reviews and Ratings for Financial adviser Carl Roberts, Milton-Keynes

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News & Views

Latest investment market commentary, financial planning tips and insights. We publish a new article every week.
Autumn Statement 2023

Autumn Statement 2023

On Wednesday 22nd November the Chancellor Jeremy Hunt stood up and delivered the government’s Autumn Statement 2023.   It feels like we have seen quite a lot of Mr Hunt since the end of the Liz Truss premiership back in October last year.   The government were keen to...

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7 Steps To Get Retirement Ready

7 Steps To Get Retirement Ready

When it comes to retirement there are two ways it could go for you. There’s the dream scenario we all hope for where our money outlives us or the disaster scenario where we outlive our money.   This is why retirement, the point in life where you stop working and start...

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Property In Your Investment Portfolio

Property In Your Investment Portfolio

Should you be holding property in your investment portfolio?   In just the last month three major property funds have announced that they are either suspended or closing down completely.   Does this mean time is up for property as an investment?  Not necessarily....

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Awards

It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award

Memberships

We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society

Supporting

We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity

Media

We are proud to feature in…