Bitcoin And Cryptocurrency

Bitcoin And Cryptocurrency

So Bitcoin and cryptocurrency more generally. There has been a lot written about it in recent times which in itself tells you something (more on that later) but if you haven’t already, should you be considering investing in it?  After all, the price of one...
Inheritance Tax On ISAs

Inheritance Tax On ISAs

Many people believe that an ISA is free of all taxes but unfortunately your estate may still pay Inheritance Tax on ISAs when you die.  Along with pensions, ISAs can play a fundamental part of producing a sustainable income in retirement.  But unlike pensions, the...
Retirement Spending And Long Term Care

Retirement Spending And Long Term Care

When planning for retirement and calculating your sustainable income in retirement, the future implications of long term care can be a worry.   Do you save some of your capital to cover long term care costs in the future at the expense of a reduced income in...
What A New US President Means For Your Investments

What A New US President Means For Your Investments

Former US President Bill Clinton once said….   “It may be disappointing, but I think it is neither prudent nor appropriate for any president to comment on the hour-by-hour or the day-by-day movements of the market.”    Clearly former President Trump didn’t agree and...
The Scandal Of High Cost Tracker Funds

The Scandal Of High Cost Tracker Funds

Recent research from Money Marketing has shown that some investors are paying way over the top for high cost tracker funds.   In fact the three highest charging UK tracker funds have over £1.5 billion invested in them and investors are paying over £12 million more in...
New Year Financial Priorities

New Year Financial Priorities

The start of a new year is a great time to sit down, take stock and consider your new year financial priorities.  It’s always a good idea to plan. It provides motivation and improves performance. The start of the year is a great time to do this as you will hopefully...