Cheers! Autumn Budget 2021

Cheers! Autumn Budget 2021

There has already been a lot written about the Autumn Budget 2021 last week which is strange as there wasn’t really a lot to talk about compared to some years.  You might think it’s a good thing that no major changes were announced, as that means no major...
Easy Investment Access – No Money Locked Up

Easy Investment Access – No Money Locked Up

When I speak to potential clients who have very little experience of investing, the main reason they give for never having invested before is because they don’t want their money locked up.  There’s something worrying about not being able to get your hands on your...
A Private OEIC – Your Own Family Investment Fund

A Private OEIC – Your Own Family Investment Fund

A private OEIC (Open Ended Investment Company) could be the solution if you have maxed out the allowances available for tax wrappers such as pensions and ISAs.   It is an alternative tax efficient way of investing large sums of wealth for you and your family.   What...
Cash ISAs Are Still Worth It

Cash ISAs Are Still Worth It

Rock bottom interest rates have led to the returns from cash ISAs being pretty useless. Especially when compared to the returns from stocks and shares ISAs that are invested in global equities.   So should you be ignoring cash ISAs?  Well, there is a handy little...
Should We Be Ignoring The UK As An Investment?

Should We Be Ignoring The UK As An Investment?

Surging gas prices, a shortage of food and panic at the petrol stations. If you are following the news closely at the moment you are probably feeling the UK is a gloomy place to be living right now.   But what about when it comes to investing, should we be ignoring...
Small Caps Or Large Caps

Small Caps Or Large Caps

Research has shown that when it comes to investing over the long term, smaller companies (known as small caps) have higher expected returns than larger companies (known as large caps).   So, should you be piling into small caps?   Well, it’s important you understand...