What Happens When We Are All Passive Investors?

What Happens When We Are All Passive Investors?

A passive investor doesn’t try to outwit the crowd. It uses the wisdom of the crowd to generate investment returns via passive funds, also known as index tracking funds.  An active investor will try to beat the crowd. Spending more money on research (and subsequently...
How To Sort Out Your Old Pensions

How To Sort Out Your Old Pensions

If you believe you have old pensions but don’t know where they are or what they are worth then it could be difficult for you to retire.   If you don’t know what you have, how will you know if you could retire or not?  Don’t bury your head in the sand.  Dealing with...
Investment Risk In Retirement

Investment Risk In Retirement

Choosing the right investment risk in retirement is absolutely crucial. It will impact:  How much money you can spend in retirement.  Whether your retirement savings pot will run out.   What you can leave behind for your loved ones.  How much stress you have to deal...
Trimming The Edges – Spring Statement 2022

Trimming The Edges – Spring Statement 2022

The Spring Statement isn’t actually supposed to be the time when tax policies are announced.    It’s supposed to be a general update on the health of the UK economy.   However, due to events that have taken place over the last few years and months including the recent...