Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending. No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Topping up your State Pension before you get to your State Pension Age could give a significant boost to your retirement income for the amount it costs. For a relatively small one-off payment, you could increase your State Pension for the rest of your life. In...
Rather than completely giving up work at a set age why not consider a phased retirement? It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire. Thankfully, age...
If you were already planning to retire then retiring after a redundancy is the jackpot position to be in. Not only were you going to leave your job anyway but now you also get a pay-out to add to your retirement savings and make the transition into retirement...
Despite dealing with the pandemic HM Revenue and Customs (HMRC) have had no problem opening investigations into recent deaths and ensuring that people are paying Inheritance Tax correctly. Inheritance Tax is a tax that could be due on the value of a person’s wealth...
The problem when you retire is that you lose the safety net of your salary and therefore it is vital that you are maximising your retirement income. You are left with the savings you have built up through a lifetime of working and it’s unlikely those savings are...
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