Working And Receiving A Pension

Working And Receiving A Pension

Sep 23, 2021 | Blog, Retirement Planning

Since April 2011 employees cannot be forced to retire from their job meaning you could still be working and receiving a pension.   Working and receiving a pension doesn’t reduce the amount of pension you are entitled to but it can require a bit more tax...
Defined Benefit Pensions and the Lifetime Allowance

Defined Benefit Pensions and the Lifetime Allowance

Sep 16, 2021 | Blog, Pension Planning

The pension Lifetime Allowance was introduced in 2006 and is the total amount you can build up in pensions savings before incurring a tax charge.   For defined contribution pensions e.g. personal pensions and auto-enrolment company pensions it is easy to work out the...
Small Caps Or Large Caps

Small Caps Or Large Caps

Sep 2, 2021 | Blog, Financial Planning

Research has shown that when it comes to investing over the long term, smaller companies (known as small caps) have higher expected returns than larger companies (known as large caps).   So, should you be piling into small caps?   Well, it’s important you understand...
Where Pension Funds Invest

Where Pension Funds Invest

Aug 26, 2021 | Blog, Pension Planning

Understanding where pension funds invest is vitally important, especially when it comes to your own pension, as it allows you to understand what type of risk you are taking.   Your pension investment options will depend on the type of pension you have.  Getting the...
State Pension Tax

State Pension Tax

Aug 12, 2021 | Blog, Pension Planning

State Pension tax is another form of tax we will all likely face at some point in our retirement. But what is State Pension tax and how much might you pay? In this article we’ll explain what the State Pension is, how it’s taxed and how you can use other pensions to...