You can still pay into a pension after taking a lump sum and it won’t cost you anything in taxes providing you do it the right way. Most modern day pensions, known as defined contribution pensions allow you to take 25% of the total pension value as a tax free lump...
On Wednesday 22nd November the Chancellor Jeremy Hunt stood up and delivered the government’s Autumn Statement 2023. It feels like we have seen quite a lot of Mr Hunt since the end of the Liz Truss premiership back in October last year. The government were keen to...
When it comes to retirement there are two ways it could go for you. There’s the dream scenario we all hope for where our money outlives us or the disaster scenario where we outlive our money. This is why retirement, the point in life where you stop working and start...
Should you be holding property in your investment portfolio? In just the last month three major property funds have announced that they are either suspended or closing down completely. Does this mean time is up for property as an investment? Not necessarily....
With its price up nearly 19% this year compared to the US stock market (S&P 500) at 7.49% at the time of writing, you will find many headlines saying that you should invest in gold in 2023. These headlines have increased over the last month as turbulence in the...
The recent troubles with Metro Bank may have you thinking about what happens to your money if your bank goes bust. You may be aware of the Financial Services Compensation Scheme (FSCS) but how does it work? Can it be relied upon and has it been used successfully in...
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