Inheriting A Pension

Inheriting A Pension

Inheriting a pension can be one of the most tax efficient ways of receiving wealth from a loved one.   A pension has become an inheritance super tool but, whilst you need to ensure you have the right pension structure set up to leave it behind, you also need to ensure...
The Best Family Trust

The Best Family Trust

For those looking to protect their wealth and pass it down to the next generation, the best family trust to use might not even be a trust at all. Instead, there is something far simpler which doesn’t involve complex legal structures or high levels of taxation. Let me...
What An Investment Risk Scale Really Means

What An Investment Risk Scale Really Means

Nowadays, unless you feel skilled and confident picking different companies to invest in, it is highly likely you will pick a pre-built portfolio using an investment risk scale.   This way all the investment management is done for you.  When choosing your investment...
The Age You Can Take Your Defined Benefit Pension

The Age You Can Take Your Defined Benefit Pension

If you have a defined benefit pension did you know that you don’t need to wait until ‘normal retirement age’ to take the benefits?  Receiving your pension income early could mean you can retire early!  There is a catch though. As the pension will be paid for longer...