For most of our working lives, we’re taught that saving for retirement is all about building the biggest pension pot possible. “How much have you got?” becomes the benchmark for success. We measure wealth by the size of our ISA, our pension fund, and the value of our...
The 2025 Autumn Budget brought a raft of changes for savers, retirees and investors. Some are modest, but others mark a structural shift — especially for pension contributions and ISA savings. For many, these changes call for reconsidering saving, investing and tax...
When someone passes away, their Will (or the rules of intestacy if no Will exists) determines who inherits their estate. Many people assume that once an estate is distributed, everything is fixed permanently. But that’s not entirely true. Under UK law, beneficiaries...
Markets feel strange right now. Stock indices across the world—especially in the US—sit near historic highs. Valuations for many companies look stretched compared to long-term averages. And a handful of mega-cap tech names, fuelled by AI optimism, have driven a...
The UK property market is changing again. The new Renters’ Rights Act introduces a significant shift in the relationship between landlords and tenants — enhanced tenant protections, tougher compliance requirements, and a renewed sense that the Government is “cracking...
The UK regulator has taken a significant step in the crypto-asset landscape. On 1 August 2025 the FCA announced that it would permit “crypto exchange-traded notes” (cETNs) to be offered to retail investors, provided they are traded on an FCA-approved UK “recognised...
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