Defined Benefit Pension Transfer Time Limits

Defined Benefit Pension Transfer Time Limits

Are you considering transferring your defined benefit pension and are you aware of the transfer time limits?    Defined benefit pensions need to have their transfer value manually calculated by the scheme administrators. This transfer value is only valid for a short...
Pensions After Death – Easing The Pain

Pensions After Death – Easing The Pain

Do you know what happens to your pensions after death?   After all, your pension pot is likely to be the second biggest asset you own after your home.   The pension pot you leave behind after death can provide a huge benefit to those you love. However if you have the...
Cheers! Autumn Budget 2021

Cheers! Autumn Budget 2021

There has already been a lot written about the Autumn Budget 2021 last week which is strange as there wasn’t really a lot to talk about compared to some years.  You might think it’s a good thing that no major changes were announced, as that means no major...
Trying To Get Defined Benefit Pension Advice

Trying To Get Defined Benefit Pension Advice

If you are trying to get defined benefit pension advice you might struggle.  I’ve written before about why it’s nearly impossible to transfer a defined benefit pension.   The rules and regulations are now so tough for Financial Planners, leading to very high...
Easy Investment Access – No Money Locked Up

Easy Investment Access – No Money Locked Up

When I speak to potential clients who have very little experience of investing, the main reason they give for never having invested before is because they don’t want their money locked up.  There’s something worrying about not being able to get your hands on your...
A Private OEIC – Your Own Family Investment Fund

A Private OEIC – Your Own Family Investment Fund

A private OEIC (Open Ended Investment Company) could be the solution if you have maxed out the allowances available for tax wrappers such as pensions and ISAs.   It is an alternative tax efficient way of investing large sums of wealth for you and your family.   What...