When it comes to retirement there are two ways it could go for you. There’s the dream scenario we all hope for where our money outlives us or the disaster scenario where we outlive our money. This is why retirement, the point in life where you stop working and start...
When you get to State Pension age it’s not usually a good idea to defer your State Pension. Even though your State Pension does increase in deferment, it is likely to take many years for you to recoup the pension you defer. In some cases, you may be well in to your...
At the time of writing there are just a few weeks left to secure yourself a State Pension boost. When the new State Pension system was launched in 2016 transitional rules were put in place. This allows people to sort out gaps in their National Insurance record going...
If you are a grandparent and are missing years to qualify for the full State Pension, then you may be able to apply for National Insurance credits for grandparents. You normally need to have paid 35 years of National Insurance contributions to get the full State...
In a year that has had three Prime Ministers and four Chancellors there was much anticipation for the Autumn Statement 2022. After the disastrous economic statement from the failed Truss government this statement needed to calm markets. Essentially the UK spends...
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