It was once the cornerstone of retirement and for around 40% of the UK population the State Pension is their main or only source of income in retirement. However, could we be on the verge of a dramatic shift. As government costs soar, there’s a looming question no...
To achieve early retirement, it all starts with a plan. Unless you have a plan, you are not going to know what you’re aiming for. There will be no structure or steps for you to follow. You will just be hoping for the best and probably focusing on things you can’t...
Trying to understand if you are entitled to your husband’s State Pension when he dies can be very difficult. The State Pension is very complicated when trying to understand your own position let alone what you are due if you lose your husband. We are not helped by...
When it comes to retirement there are two ways it could go for you. There’s the dream scenario we all hope for where our money outlives us or the disaster scenario where we outlive our money. This is why retirement, the point in life where you stop working and start...
When you get to State Pension age it’s not usually a good idea to defer your State Pension. Even though your State Pension does increase in deferment, it is likely to take many years for you to recoup the pension you defer. In some cases, you may be well in to your...
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