Topping Up Your State Pension

Topping Up Your State Pension

Topping up your State Pension before you get to your State Pension Age could give a significant boost to your retirement income for the amount it costs.   For a relatively small one-off payment, you could increase your State Pension for the rest of your life.   In...
State Pension Tax

State Pension Tax

State Pension tax is another form of tax we will all likely face at some point in our retirement. But what is State Pension tax and how much might you pay? In this article we’ll explain what the State Pension is, how it’s taxed and how you can use other pensions to...
The Reason You May Not Get The Full State Pension

The Reason You May Not Get The Full State Pension

Although not enough for an extravagant retirement, the State Pension is still a useful addition to your retirement income, and something you earn the right to after years of work. When I come to build a retirement plan for a client I find that the State Pension income...
Taking pension early

Taking pension early

Ever since Pension Freedom rules came in to force in 2015 you have had more flexibility and control over your pension including taking pension early. The statement above doesn’t apply to the government State Pension however, quite the opposite in fact. The age at...
Rules on qualifying for the State Pension

Rules on qualifying for the State Pension

I think most people are probably aware what the State Pension is but are probably less familiar with the rules on qualifying for the State Pension. Just in case you don’t know what the State Pension is, let me explain briefly. When you reach the State Pension...