Since April 2011 there has been no such thing as a legal retirement age. You can basically retire as young or as old as you like. Fantastic if you are someone that values freedom of choice. Scary if you have no idea how to plan for retirement. So, is there such...
When you get to State Pension age it’s not usually a good idea to defer your State Pension. Even though your State Pension does increase in deferment, it is likely to take many years for you to recoup the pension you defer. In some cases, you may be well in to your...
What happens to your pension when you retire will depend on what type of pension you have. Usually, nothing happens immediately and you have the choice as to when you take your pension and how you use it. In this article, ‘retirement’ assumes you are above minimum...
The State Pension reduction could significantly reduce your income in retirement once you start taking your pension. If you are due to receive a defined benefit pension at retirement then you need to check to see whether your scheme will apply a State Pension...
Since April 2011 employees cannot be forced to retire from their job meaning you could still be working and receiving a pension. Working and receiving a pension doesn’t reduce the amount of pension you are entitled to but it can require a bit more tax...
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