Retirement is like a long-awaited holiday after years of hard work, but what if you’re considering retiring a bit earlier than planned? If you have a defined benefit pension, you might encounter something called early retirement reduction tables. Don’t...
Tax efficient investments for higher rate taxpayers are now essential following last year’s Autumn Statement. As a reminder, the Chancellor announced a series of cuts to tax allowances such as: Dividend allowance, £2,000 to £1,000 and then £500 in tax year...
I wrote recently about some of the benefits of consolidating your pensions but is it actually safe to have all your pensions in one place? After all, the money you save into pensions is likely to be a sizable sum if you are to use it to provide your income in...
If you are at or close to retirement now might be the time to consolidate your pensions. Over your working life you have probably paid into quite a few different company pension schemes with different employers. Quite often the same employer will change pension...
According to the pet charity PDSA 52% of UK adults own a pet and 27% of UK adults own a dog. There are an estimated 10.2 million pet dogs in the UK. I know from experience that a pet dog really does become part of the family. So what happens to your dog if you...
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