Why You Should Consider A Phased Retirement

Why You Should Consider A Phased Retirement

Rather than completely giving up work at a set age why not consider a phased retirement?  It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire.   Thankfully, age...
Easy Investment Access – No Money Locked Up

Easy Investment Access – No Money Locked Up

When I speak to potential clients who have very little experience of investing, the main reason they give for never having invested before is because they don’t want their money locked up.  There’s something worrying about not being able to get your hands on your...
The £800m Higher Rate Tax Relief Scandal

The £800m Higher Rate Tax Relief Scandal

According to research carried out by PensionBee, around 81% of taxpayers eligible to claim higher rate tax relief through their Self-Assessment tax returns are failing to do so.   It is also estimated that around 54% of additional rate taxpayers are also failing to...
115% Tax Relief

115% Tax Relief

It really is possible to get more money back in tax relief than what you put into a pension.   There are a few ways you can ‘play’ the system and be super tax efficient especially using all the allowances available to you as a family.   Here are a few examples where...