What Retirement Money Should You Spend First?

What Retirement Money Should You Spend First?

On the way up your wealth mountain it’s easier to know where to save your retirement money.   Most people will understand the basics of Pensions and ISAs and if you are able to make the most of these allowances every year and invest wisely, you should be in a good...
3 Phases of Retirement Spending

3 Phases of Retirement Spending

Spending in retirement is not straightforward and based on my personal experience working with hundreds of retirees there are actually 3 phases of retirement spending.  No longer is it a case of retiring and receiving the same amount of income every month for the rest...
Why You Should Consider A Phased Retirement

Why You Should Consider A Phased Retirement

Rather than completely giving up work at a set age why not consider a phased retirement?  It used to be the case that once you hit your retirement age that was it, you packed up work to enjoy your twilight years. Or worse, you were forced to retire.   Thankfully, age...
Easy Investment Access – No Money Locked Up

Easy Investment Access – No Money Locked Up

When I speak to potential clients who have very little experience of investing, the main reason they give for never having invested before is because they don’t want their money locked up.  There’s something worrying about not being able to get your hands on your...