Tax On Pension Drawdown – Messy Tax Codes

Tax On Pension Drawdown – Messy Tax Codes

Using pension drawdown in retirement offers so much flexibility and the chance to keep growing your pension, however, the tax on pension drawdown can get very messy.   It’s highly likely the first pension drawdown payment you receive will be taxed incorrectly and this...
Maximising Your Retirement Income

Maximising Your Retirement Income

The problem when you retire is that you lose the safety net of your salary and therefore it is vital that you are maximising your retirement income.    You are left with the savings you have built up through a lifetime of working and it’s unlikely those savings are...
What Retirement Income You Need

What Retirement Income You Need

Do you know what retirement income you will need? Or what your spending will look like in retirement?  Do you know how much retirement income your current pension and investment portfolio will deliver?   When I start working with clients, many struggle to comprehend...
Investment Risk Just Before Retirement

Investment Risk Just Before Retirement

Over many years it was considered appropriate to reduce your investment risk just before retirement.    After all, if you are soon to be taking money out of your pension fund, it’s logical to want to protect its current value to maximise those withdrawals.   But there...