If you look at your pension statement, you’ll almost always see a “retirement age” printed somewhere near the top. Many people misinterpret this as the age they’re allowed to access their pension benefits. But for most pension savers, especially those with defined...
When you decide the time is right to begin claiming your defined benefit pension you will usually be presented with at least two choices, take the maximum income available or a lump sum option and lower income. This is not a decision that should be taken lightly as...
If you have a defined benefit pension did you know that you don’t need to wait until ‘normal retirement age’ to take the benefits? Receiving your pension income early could mean you can retire early! There is a catch though. As the pension will be paid for longer...
When Can You Take Your Pension? When can you take your pension? This was a question I was asked by a client this week as we met for a review and were plotting their retirement plan. Like most things in finance the answer is not straight forward. But knowing when and...
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