It’s common to think that you don’t need life insurance in retirement. It’s likely that your mortgage will be paid off and you will be receiving your pensions. Even if you did want life insurance in retirement you may think it’s going to be expensive the older you...
There are many reasons why you might be deciding on whether to use debt or investments in retirement. As in there is something you want or need to pay for and the choice is: 1. Do you use your savings and investments to pay out? OR2. Do you take out a loan and repay...
In September last year the government announced new long term care funding proposals. At the time, the headlines were mainly focussed on the upper threshold (the point at which you need to pay your care costs in full) moving to £100,000 and the overall cap on care...
When planning for retirement and calculating your sustainable income in retirement, the future implications of long term care can be a worry. Do you save some of your capital to cover long term care costs in the future at the expense of a reduced income in...
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