Your life expectancy has massive implications for everything. In particular, the time you will have to do all the things you want to in life and how much money you are going to need to do those things. A common theme I experience with my clients is that they can’t...
There has recently been some good news on life expectancy. In their latest published National Life Tables the Office for National Statistics have found that, since last year’s release, life expectancy has increased by 6.3 weeks for men and women who are 65. This...
Over many years it was considered appropriate to reduce your investment risk just before retirement. After all, if you are soon to be taking money out of your pension fund, it’s logical to want to protect its current value to maximise those withdrawals. But there...
Ever since Pension Freedom rules came in to force in 2015 you have had more flexibility and control over your pension including taking pension early. The statement above doesn’t apply to the government State Pension however, quite the opposite in fact. The age at...
Making the transition into retirement is a big step and therefore having a retirement planning checklist can help you prepare, so the journey into this new phase of life is as smooth as possible for you. More important than any financial considerations is what sort...
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