New Tax Year Planning With A Flexible ISA

New Tax Year Planning With A Flexible ISA

Having just completed another tax year end I’m always amazed at just how last minute a lot of people’s planning can be.   There is always a sudden rush to squeeze in every last tax allowance you can.  One of those useful tax allowances is the ISA allowance.   The...
Cash ISAs Are Still Worth It

Cash ISAs Are Still Worth It

Rock bottom interest rates have led to the returns from cash ISAs being pretty useless. Especially when compared to the returns from stocks and shares ISAs that are invested in global equities.   So should you be ignoring cash ISAs?  Well, there is a handy little...
Converting Your Pension To An ISA

Converting Your Pension To An ISA

When it comes to pensions and ISAs, most people in my experience find ISAs much easier to understand and so would like to convert their pension to an ISA.   After all ISAs are free of Income and Capital Gains Tax. For most types of ISAs what you put in grows tax free...