When Inheritance Tax Is Due

When Inheritance Tax Is Due

Inheritance Tax can be confusing. That’s why many put off having a discussion about it.   But Inheritance Tax doesn’t have to be complicated.   In this article we’ll go through the basics which will hopefully help you understand your own position in a bit...
Converting Your Pension To An ISA

Converting Your Pension To An ISA

When it comes to pensions and ISAs, most people in my experience find ISAs much easier to understand and so would like to convert their pension to an ISA.   After all ISAs are free of Income and Capital Gains Tax. For most types of ISAs what you put in grows tax free...
115% Tax Relief

115% Tax Relief

It really is possible to get more money back in tax relief than what you put into a pension.   There are a few ways you can ‘play’ the system and be super tax efficient especially using all the allowances available to you as a family.   Here are a few examples where...
Contributing To A Pension After Retirement

Contributing To A Pension After Retirement

Contributing to a pension after retirement is still perfectly possible and in fact could be very prudent in terms of your overall planning.  Reducing work or stopping work all together is likely to restrict the amounts you can save so it’s important you are aware of...
Inheritance Tax On ISAs

Inheritance Tax On ISAs

Many people believe that an ISA is free of all taxes but unfortunately your estate may still pay Inheritance Tax on ISAs when you die.  Along with pensions, ISAs can play a fundamental part of producing a sustainable income in retirement.  But unlike pensions, the...