A £4,000 Per Month Retirement

A £4,000 Per Month Retirement

How do you achieve a £4,000 per month retirement? As in, how can you stop working and spend £4,000 per month in real terms by withdrawing from your savings for the rest of your life?  There are usually two ways this might want to be achieved.  The first way is you...
Five Things Riskier Than Investment Volatility

Five Things Riskier Than Investment Volatility

One of the things that puts a lot of people off investing their retirement savings into global equities (the great companies of the world) is investment volatility.   The fact the value of their stocks can go down significantly as well as up.   No one wants to lose...
Cash ISAs Are Still Worth It

Cash ISAs Are Still Worth It

Rock bottom interest rates have led to the returns from cash ISAs being pretty useless. Especially when compared to the returns from stocks and shares ISAs that are invested in global equities.   So should you be ignoring cash ISAs?  Well, there is a handy little...