Protecting Your Money When Your Bank Goes Bust

Protecting Your Money When Your Bank Goes Bust

Oct 19, 2023 | Blog, Financial Planning

The recent troubles with Metro Bank may have you thinking about what happens to your money if your bank goes bust.   You may be aware of the Financial Services Compensation Scheme (FSCS) but how does it work? Can it be relied upon and has it been used successfully in...
Are Pension Funds Safe?

Are Pension Funds Safe?

Jul 1, 2021 | Blog, Pension Planning

Your pension is likely to be one of your most valuable assets and therefore it’s vitally important to ask, are pension funds safe?  When I say safe I don’t mean in terms of investment performance risk, I mean, what happens if your pension provider was to go bust? ...
You Have Probably Got Investment Risk All Wrong

You Have Probably Got Investment Risk All Wrong

May 6, 2021 | Blog, Financial Planning

If I asked you what you thought investment risk was, there’s a good chance you will say it’s the chance of you losing money.    Research commissioned by Scalable Capital and conducted by YouGov in 2017 found that a Cash ISA was the most popular savings vehicle after...
The Best Savings Rates

The Best Savings Rates

Aug 13, 2020 | Blog, Financial Planning

Is it even worth looking for the best savings rates for your cash right now?   After all, securing an interest rate that is an extra 0.25% on what you get now is hardly going to make much difference right?  Well actually yes, and there is in fact much more to it than...
Earning a decent return on your cash savings

Earning a decent return on your cash savings

Mar 19, 2018 | Financial Planning, Video

Earning a decent return on your cash savings Since the Bank of England base rate fell from 5% to 0.50% during the financial crisis in 2008/9 it has been hard to make a decent return on your cash savings. Standard cash savings accounts are unlikely to pay you more than...