Retirement is like a long-awaited holiday after years of hard work, but what if you’re considering retiring a bit earlier than planned? If you have a defined benefit pension, you might encounter something called early retirement reduction tables. Don’t...
The State Pension reduction could significantly reduce your income in retirement once you start taking your pension. If you are due to receive a defined benefit pension at retirement then you need to check to see whether your scheme will apply a State Pension...
There are only really two types of pension you can have, a defined contribution pension or a defined benefit pension. Over the last few years there has been a big change in the type of pension scheme offered by employers, moving from defined benefit to defined...
Retail group John Lewis has recently announced that it will end all links to final salary when it comes to its pension scheme. This has come as a bit of a surprise to some as John Lewis has a reputation for being one of the best employers in the UK. However, is it...
In this article I’m going to show you, in simple steps, how to calculate the pension lifetime allowance in relation to your pension planning. But before I show you how to calculate the pension lifetime allowance you may not be fully aware of what the pension lifetime...
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