A passive investor doesn’t try to outwit the crowd. It uses the wisdom of the crowd to generate investment returns via passive funds, also known as index tracking funds. An active investor will try to beat the crowd. Spending more money on research (and subsequently...
If you are not interested or comfortable in choosing where your retirement savings are invested then it is likely you have chosen a default pension fund. It’s great that pension providers have made investing your retirement savings easier by allowing you to choose a...
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