The Perfect Retirement Age

The Perfect Retirement Age

Jul 4, 2023 | Blog, Retirement Planning

Since April 2011 there has been no such thing as a legal retirement age.   You can basically retire as young or as old as you like.   Fantastic if you are someone that values freedom of choice. Scary if you have no idea how to plan for retirement.   So, is there such...
Is It Safe To Have All Your Pensions In One Place?

Is It Safe To Have All Your Pensions In One Place?

Sep 29, 2022 | Blog, Pension Planning

I wrote recently about some of the benefits of consolidating your pensions but is it actually safe to have all your pensions in one place?   After all, the money you save into pensions is likely to be a sizable sum if you are to use it to provide your income in...
When You Might Pay Inheritance Tax On A Pension

When You Might Pay Inheritance Tax On A Pension

Aug 25, 2022 | Blog, Pension Planning

There might be Inheritance Tax on a pension if you die within two years of transferring the pension from one scheme to another.   This can cause a large unexpected tax bill for your loved ones who inherit your pension.   What’s more, the Inheritance Tax calculation is...
Working And Receiving A Pension

Working And Receiving A Pension

Sep 23, 2021 | Blog, Retirement Planning

Since April 2011 employees cannot be forced to retire from their job meaning you could still be working and receiving a pension.   Working and receiving a pension doesn’t reduce the amount of pension you are entitled to but it can require a bit more tax...
What Pension Will I Get?

What Pension Will I Get?

Aug 5, 2021 | Blog, Pension Planning

Knowing the answer to what pension will I get? Is crucial in understanding what sort of lifestyle you will have in retirement.   Will your pension produce enough so you will be comfortable with financial security and flexibility or will you just get by? Maybe you will...