A Secure Retirement Income Whilst Still Investing

A Secure Retirement Income Whilst Still Investing

When it comes to retirement the challenge for most of us is whether to go for a secure retirement income, guaranteed for the rest of our lives. Or leave ourselves invested and take different levels of income from our pension as our circumstances change. It’s usually a...
Just How Flexible Is Pension Drawdown?

Just How Flexible Is Pension Drawdown?

I was sitting with a client the other day who is about to retire aged 55. For the next 17 years he is planning to use his personal pension as a source of income until his State Pension starts. We were going through the different ways he can make withdrawals from his...
A Few Pension Myths

A Few Pension Myths

During my years as a Financial Adviser I have met many clients on the cusp of retirement. When we first meet a lot of the time they have some preconceived ideas about how they will withdraw money from their pensions. A lot of the time they have heard snippets from...
Transferring Your Defined Benefit Pension

Transferring Your Defined Benefit Pension

There has been so much talk recently around whether you should transfer your defined benefit pension. So much so it has even hit mainstream media at times, particularly with stories around the British Steel Pension Scheme. Not sure on what a defined benefit (DB)...
Dealing With The Challenges of Pension Drawdown

Dealing With The Challenges of Pension Drawdown

If you’ve decided against purchasing an annuity when it comes to using your pension for retirement then there can be lots of challenges of pension drawdown. Do you know what you are getting into and do you have the time, inclination and skill to manage it all? The...