NHS Pensions

Do you really understand how much your NHS pension will pay you when you eventually retire?

And are you reducing your hours because you’re worried about being ‘hit’ with a large tax bill resulting from recent changes to pension allowance rules?
NHS Pensions

Multiple changes to the NHS pension over recent years have made an already complex scheme even harder to understand. Whilst still a very good pension, it’s important for you to know where you stand and the implications of any decisions you make.

Our NHS pensions services include:

  • Pension Annual Allowance Calculations – We carry out a review of your pension annual allowance position and, where possible, predict your future liabilities so you’re in a position to plan ahead.
  • Pension Lifetime Allowance Calculations – We can confirm the point at which you will breach the pension lifetime allowance and the implications of this.
  • Tax mitigation strategies – We are happy to guide you through the legal and approved methods for reducing any taxes you face.

Services Overview

Something for every stage in your life… because financial planning is for life, not just for retirement!

Financial Planning

Achieving your goals with a practical, workable plan

Retirement Planning

Identifying your route to a financially secure retirement

Business Planning

Helping you to start and exit your business successfully

Pension Planning

Consolidating, lowering charges and improving performance

Protection Planning

Protecting you, your family, your wealth and your legacy

NHS Pensions

Expert understanding and analysis of your position

Client Reviews

Reviews and Ratings for Financial adviser Carl Roberts, Milton-Keynes

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News & Views

Latest investment market commentary, financial planning tips and insights. We publish a new article every week.
115% Tax Relief

115% Tax Relief

It really is possible to get more money back in tax relief than what you put into a pension.   There are a few ways you can ‘play’ the system and be super tax efficient especially using all the allowances available to you as a family.   Here are a few examples where...

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When To Sell An Investment

When To Sell An Investment

When to sell an investment is just as important as when to buy an investment.   Remember you don’t make or lose anything when you buy an investment. You make a gain or loss when you sell.   Have you seen large rises in the value of your investment in the last year or...

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It’s a privilege to serve our clients and we’re proud to be recognised for the work we do.
SME Finalist, RP Finalist, Next Generation Advisers, Money Age Award


We go above and beyond to maintain the highest standards and professionalism.

Chartered Financial Planner, DAUK, Personal Finance Society


We are delighted to help our designated charities in whatever ways we can.

Milton Keynes Hospital Charity


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