Latest News & Views
5 Different Proven Investment Strategies
The investment strategies you use are a key part of your financial plan. Without a good return on your investment it is going to take you a lot longer and require a lot more in savings to achieve all that you want to achieve. So, are you using the right strategy or...
Weekly Financial Update – 17.09.2020
It’s been a pretty quiet week for stock markets as all of the world’s major markets ended up with a positive return. In the UK, we found out that unemployment rose to 4.1% during the May-July quarter. Up from 3.9% from the previous quarter. Whilst...
Under 47? New Minimum Age For Pension Access Could Mean You Retire 2 Years Later Than Planned
Changes to pension access are coming and if you are under 47 and wanted to be retiring by age 55 then you might need to think again. These types of rule changes are always something you need to be mindful of when saving into a pension. Governments over the years have...
Weekly Financial Update – 10.09.2020
The main world stock markets have had a mixed week with the US market dominating the headlines. For some time now the US stock market has been leading the way in terms of increases since the Covid crash. This rise has been mainly driven by the...
3 Ways You Can Prepare For The Upcoming Budget
For the last couple of weekends you may have seen various headlines stating that the Chancellor wants to raise taxes in the upcoming Budget. There’s been reports that Corporation Tax, Capital Gains Tax, Inheritance Tax and even pensions will be hit with increased...
Weekly Financial Update – 03.09.2020
A slightly negative week for the majority of world stock markets but the US continues to outperform. As discussed during last week’s update, Jerome Powell, the US Federal Reserve Chairman did in fact announce a change to the central bank’s...
Why You Can’t Rely On Dividends Alone
With combined dividends of the FTSE 100 share index yielding around 4.8%, you may be tempted to invest more of your cash in dividend paying stocks. Why keep money in cash savings earning 0% interest when it could be earning 4.8% from dividend pay-outs? Whilst...
Weekly Financial Update – 27.08.2020
It has generally been a good week for world stock markets as tech companies continued to report strong subscriber and earnings growth. There was also renewed optimism that a virus and probably more likely improved treatments for Covid-19 are on the...
Weekly Financial Update – 20.08.2020
The major world stock markets are down slightly for the week with Europe and the UK fairing the worst. Quarantine rules hit travel stocks and there were more fears about the economic recovery from Coronavirus. This is what the next few months are going...
Property Funds Suspended
There’s a good chance that some of your investment portfolio is suspended right now. Particularly if you diversify and invest in different assets including property funds. Most UK property funds are suspended meaning you cannot buy or sell units in these funds. ...
Weekly Financial Update – 13.08.2020
So this week we had the news that will come as no surprise to everyone. The UK is officially now in recession (more on that in a moment). But how did the UK and other world stock markets re-act to a week of dire data? Most of them had a very positive week! ...
The Best Savings Rates
Is it even worth looking for the best savings rates for your cash right now? After all, securing an interest rate that is an extra 0.25% on what you get now is hardly going to make much difference right? Well actually yes, and there is in fact much more to it than...
Weekly Financial Update – 06.08.2020
Most of the world’s major stock markets ended the week in positive territory apart from Japan which had a number of companies reporting losses. The Purchasing Managers Index data for the UK, US and Europe indicated that all were starting to expand and...
Earliest Age Your Pension Can Be Taken
The earliest age your pension can be taken will depend on at least one of the following: The rules set in law. Your health. The individual pension scheme rules. Different types of pension will have different minimum ages at which your pension can be taken. ...
Weekly Financial Update – 30.07.2020
All of the major world stock markets had negative returns over the last week as fears of a second wave of coronavirus cases worried investors. Whilst many countries in Europe have got control of the virus, total worldwide cases are still rising and even...
Tax On Investments
Do you know if you are liable for tax on investments you and your family hold? Most of the time tax on investments is not paid automatically and it is up to you as an individual to ensure you are declaring the right amount of tax to HM Revenue and Customs (HMRC)....
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